This charming two-story home, inspired by federal architectural style, combines classic elements with warm details to create an inviting and sophisticated space. Upon entry, you're greeted by a stunning wood staircase. The kitchen has a farmhouse sink and large pantry. Beautiful wood flooring throughout, the living room features a fireplace ideal for gathering in addition to a formal dining room. Nearby, a dedicated billiard room adds a touch of delight and recreation. The home boasts four bedrooms upstairs and a bathroom on each level. The floor-to-ceiling windows create natural light and the dark walnut wainscoting accents the 9-foot ceilings, enhancing the sense of height and adding a rich texture to the rooms. This home is a perfect blend of historical charm and comfort just off the brick Walnut Street centrally located in the city limits of Starke. This house holds more character and beauty than a lens could capture. Easy commute to Gainesville and Jacksonville, schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,686 |
Total Monthly Payment | $1,439 | $1,404 | $1,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.