Beautiful 2 bedroom, 2. 5 bath END UNIT townhouse located in a quiet cul-de-sac of Highridge Estates in Rocky Hill. This newer 2006 built unit has been meticulously maintained with hardwood throughout the main living areas! Featuring a spacious open floor plan, the living room has high ceilings and a gas fireplace with sliding doors that lead to your own private walkout deck with views of the woods. Kitchen equipped with new stainless steel appliances including a gas stove, Laundry, tile flooring and a breakfast bar. The second floor features a spacious master bedroom with full bath and large walk-in closet; along with a separate LOFT, perfect for an office or play area. An additional bedroom with a walk-in closet and full bath are located on the 2nd floor. New carpet on 2nd floor. Enjoy the FINISHED basement with pre-hooked wiring for Home theatre/Projector and sound systems, perfect for entertaining. Basement also has an additional half bath for convenience and plenty of storage area and shelves throughout. Additional features include updated modern light fittings with chandeliers, a 1 car garage (with Smart garage door opener with video recording capabilities), Pre-hooked Home Security and alarm system, central air and natural gas heat. This home has a lot of private outdoor space with multiple guest parking and is located near major highways and shopping areas. LOW HOA FEE and NO SPECIAL ASSESSMENTS.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Full Bath | 10.0 x 14.0 | Upper |
Dining Room | 11.0 x 11.0 | Main | |
Kitchen | 12.0 x 10.0 | Main | |
Living Room | Fireplace | 12.0 x 19.0 | Main |
Loft | 12.0 x 17.0 | Lower | |
Primary Bedroom | Full Bath,Walk-In Closet | 15.0 x 14.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $674 | $674 | $674 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,281 | $2,894 |
Total Monthly Payment | $3,090 | $3,030 | $3,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.