Just in time for the holidays ! Sprawling Ranch in a highly sought after area of West Springfield nestled on a 4. 09 acre lot. This wonderful four-bedroom ranch has so much to offer the new owner. Beautiful tile entry way welcomes you in to enjoy a fantastic floor plan. Fully appointed kitchen with eat in dining and access to a composite deck perfect for enjoying the views. Handsome formal dining room with gleaming wood floors. Cozy into the welcoming living room with wood floors and enjoy the warmth of the fireplace. Enjoy the sunken family room with plenty of natural light and custom built in cabinets. Gather in the game room complete with slate top pool table, wood floors and storage. This home offers its own full laundry room and another half bath. The lower level provides a second entry way, perfect for a mud room or sitting area, as well as a cedar closet and access to back portion of the basement with room for a workshop and more storage. Its time to be home for the holiday
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood | First |
Bedroom 3 | Closet, Flooring - Wood | First |
Bedroom 4 | Closet, Flooring - Wood | First |
Dining Room | Flooring - Wood | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Kitchen Island, Deck - Exterior, Exterior Access | First |
Living Room | Vaulted Ceiling(s), Flooring - Wood | First |
Master Bedroom | Bathroom - Full, Walk-In Closet(s), Closet, Flooring - Wood, Deck - Exterior, Exterior Access | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,542 |
Total Monthly Payment | $3,589 | $3,515 | $4,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.