19700 Maddelena CIR, Estero, FL, 33967 | $649,000

Discover the best value in Belle Lago with this Toll Brothers Saranac model, featuring 3 bedrooms, 2. 5 baths, a den, and over 2, 560 square feet of refined living space. Inside, open, bright interiors balance comfort and sophistication, with the den offering flexible space for work or hobbies. The private backyard oasis has room for a pool or future expansion. The home includes electric hurricane shutters and a 2021 roof for added peace of mind. Belle Lago is a NATURAL GAS community offering a variety of amenities, including a pool, spa, tennis, pickleball, fitness center, playground, and a 24/7 guarded gate. Optional memberships at neighboring Estero Country Club are available, the communities are connected via a convenient golf cart path. Ideally located WEST of I-75 between Naples and Ft. Myers, Belle Lago is just minutes from RSW Airport, Coconut Point Mall, FGCU, Hertz Arena, and the beautiful Gulf beaches. Embrace luxury, security, and convenience in one of Estero’s premier communities!

Features

  • Amenities: Basketball,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Lap Pool,Library,Pickleball,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: 1 Story/Ranch
  • Development: BELLE LAGO
  • Year Built: 2006
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,560
  • Acreage: 0.22
  • Est. Taxes: $7,166
  • Master HOA Fee: $1,976
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Gated,Tennis
  • Elem. School: THREE OAKS ELEMENTARY SCHOOL
  • Middle School: SCHOOL OF CHOICE
  • High School: SCHOOL OF CHOICE
  • Pet Policy: With Approval
  • MLS#: 224090716
  • Website: https://www.raveis.com
    /prop/224090716/19700maddelenacir_estero_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Douglas Elliman Florida,LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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19700 Maddelena CIR, Estero, FL, 33967

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $597 $597 $597
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,368 $3,324 $4,311
Total Monthly Payment $4,057 $4,013 $5,000

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.