Use preferred lender and receive 1% of loan amount towards closing costs and up to $650 reimbursement at closing for Appraisal. Located in the Prestigious King and Bear Gated Golf Community in World Golf Village. Charming, immaculate home sits on private preserve in quaint 23 home community. Peace and tranquility await as you relax in your sprawling Lanai overlooking the preserve with no neighbors behind the home. Deep irrigation well for watering your beautiful lawn. New Air Conditioning in 2021, New roof 2018, New driveway 2018. No CDD Fees. Features include Plantation Shutters, Crown molding, 5 1/4 baseboard, graceful arches, and gorgeous hardwood flooring throughout main rooms. Living Room has gas fireplace for optimal ambiance. Formal Dining Room features soaring ceilings and chair molding. Spacious Kitchen offers 42' maple wood cabinets, tile floor, recessed lighting, granite counters, beautiful custom backsplash, breakfast bar and breakfast nook for multiple seating options. Large pantry. Primary Bedroom has beautiful views of backyard and preserve, oversized walk-in closet, en suite Bathroom with walk-in shower and separate garden bathtub, and dual sinks. Separate Laundry Room. Courtyard entry. The King and Bear neighborhood offers access to two golf courses, clubhouse and restaurant, playgrounds, tennis, pickle ball, multiple pools, and large fitness center. Plenty of community activities are scheduled to accommodate all ages. Laterra Spa is also located in King and Bear offering a variety of services to pamper including massages, infrared sauna, facials, mani/pedi, and haircuts. Community has two secure gates with security guards. Home has current Termite Bond. Shopping and restaurants just outside the gate. Top rated St. Johns County Schools just outside the gate. Beautiful historic downtown St. Augustine approximately 20 minutes and beaches 25 minutes. Realtor is also the owner. The home is not Homestead. Some pictures have been virtually staged.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,785 | $3,576 |
Total Monthly Payment | $3,325 | $3,289 | $4,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.