Beautiful home and remarkable location close to Black Point Marina. This 4 Bedroom 3-1/2 Bath is designer appointed with Tile floors on 1st level and High End Appliances. Built with an Open Air feel with Huge Island Kitchen overlooking a custom Landscape including multiple fruit trees, raised vegetable gardens with Slate Walkway leading to a Rock Waterfall. Large carpeted bedrooms upstairs with 3 full Baths, protected on each level with Accordion Storm Shutters. Access to Exclusive Clubhouse and Pool with covered terrace, Sundeck and Outdoor Spa. Minutes from Full Service Marina on Biscayne National Park with Beaches, Shopping Malls, Restaurants and easy access to the Fla. Turnpike all while feeling out of the big city. Don't wait on this one. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,999 | $423,999 | $423,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,576 |
Total Monthly Payment | $3,708 | $3,634 | $4,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.