One of the east side's most iconic homes can be yours! This classic Victorian saw extensive renovations and won a historic preservation award in 2012. Original touches like high ceilings, large windows, built-ins, front doorbell, and elaborate woodwork connect you with the past, while modern features like granite counters, upscale stainless appliances, stylish updated bathrooms, and newer systems--including radiant heated floors in the kitchen & water filtration--let you live comfortably in the present. The kitchen includes an island so your friends can hang out with a glass of Pinot while you stir the risotto, and direct access to a covered porch and the large back yard. A gas fireplace and multiple built-ins give the dining room an air of elegance, and the front living room is flooded with light from two large bay windows. There's also a large family room that looks out onto the covered front porch, which is big enough for outdoor furniture and for neighbors to join you for some good old-fashioned conversation. The first floor also offers a convenient half bath and organized laundry space. Follow the grand stairs up to the sun-drenched primary bedroom with walk-in closet, and use the other 4 bedrooms however you wish--bedrooms, offices, sewing room, &c. You also get a two-story carriage house, which was structurally reinforced and is ready for your ideas. You're close to Derryfield Park & Wagner Park and have quick and easy access to highways and downtown. This is the one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $3,793 | $3,751 | $4,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.