Beautiful home in the country on 2 acres. Home is conveniently located near the town of Lawtey, 45 minutes from Jacksonville and 15 minutes from Starke. Home has both front and rear porches, rear porch is screened for outdoor living space. Main floor of home is open concept with kitchen, dining and Living room. There is also a 1/2 bath off the dining area for guest with access to the screened back porch. Owners retreat is located down stairs as well with designer bath, double sink vanity with soaking tub and separate glass block shower. Off the kitchen is washer/dryer hookup and pantry shelving. Upstairs are two large bedrooms and a full bath. 2 a/c units, 1 for upstairs and 1 for downstairs. Main floor a/c was replaced last year. Septic tank was recently pumped. If you are ready for a home in the country with just enough land to give you space then this is a must see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,720 | $308,720 | $308,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,054 | $2,052 | $2,647 |
Total Monthly Payment | $2,263 | $2,261 | $2,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.