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46 Channing Avenue, East Providence, RI, 02915 | $659,000
This charming and updated brick front cape nestled in the coastal Terrace neighborhood of Riverside located at the top of Narragansett Bay. Step into a world of strolls to the water are a way of life. There are a symphony of upgrades: a kitchen with its sleek quartz countertops and shiny stainless appliances, and a finished basement that's perfect for movie nights. The elegance of hardwood floors flows throughout. The front to back living room is centered by a wood burning fireplace. There are two spacious bedrooms on the second floor with a full bath and a bedroom conveniently located on the first floor. Not your average wardrobe woes here; a cedar closet keeps your garments fresh and ready for Rhode Island's unpredictable weather. The new roof, heating system, windows and siding are more than just practical improvements they're peace of mind. An enclosed and heated sun porch offers a cozy nook for year-round enjoyment of your morning coffee or evening reads, overlooking a fenced-in backyard that promises privacy and space for your garden or weekend barbecues. This gem is not just about the sun and sea; it's close to the vibrancy of Providence, Crescent Park with historic Leoff Carousel. Whether you're a commuter or crave weekend adventures, the location is superb. Dreaming of a lifestyle where you can forget the hustle and bustle yet stay connected? Your search might be over. This house is not just a place to live it's a place to love.
Features
- Amenities: Marina,Recreation Area
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1945
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Gas
- Cooling: Wall Unit(s)
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,815
- Acreage: 0.17
- Est. Taxes: $7,125
- Appliances: Dryer,Dishwasher,Exhaust Fan,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1372712
- Website: https://www.raveis.com
/prop/1372712/46channingavenue_eastprovidence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 Channing Avenue, East Providence, RI, 02915
$659,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $594 | $594 | $594 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,552 | $3,504 | $4,446 |
| Total Monthly Payment | $4,238 | $4,190 | $5,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB