Classic case of do not judge a book by it's cover! This unassuming brick ranch has the curb appeal that screams "Cute"! However once inside, you will be amazed at all the updated space that could be yours! To start off, this home has a 16 x 15 patio that welcomes you and all of your guests. Imagine this space in the summertime with patio set, fire pit, grilling, dangly lights - it will surely be your favorite spot to hang during the warmer months! Once inside, you will instantly fall in love with the updated kitchen with leathered granite tops, stainless steel appliances, and ample storage space with not 1 but 2 pantry areas! Kitchen flows right into the dining rm which flows right into your oversized living room that are all adorned with beautiful natural light! 3 bedrooms all have hardwood floors and main bath is secludedly located in the bedroom "wing" of the home. A french door from the kitchen leads down into your finished rec room complete w/ half bath. This space is also lucky enough have it's own natural light! What a great space to hang out as a group of people or snuggle away on the couch by yourself and bingewatch your favorite Netflix! This home sits on . 72 of an acre w/ shed & firepit that backs up to woods & is minutes from Crystal Lake, Sun Valley, groceries, pharmacy as well as less than 4 miles to the center of Town! All of this while still feeling that you have your own little oasis! New roof, windows, septic tank, HW tank are just the beginning!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.7 | Main |
Bedroom 2 | Hardwood Floor | 9.6 x 12.0 | Main |
Dining Room | Hardwood Floor | 8.6 x 9.6 | Main |
Full Bath | Remodeled,Tile Floor | 6.2 x 7.1 | Main |
Half Bath | Remodeled | 5.6 x 6.0 | Lower |
Kitchen | Remodeled,Granite Counters,Pantry,Hardwood Floor | 10.3 x 12.6 | Main |
Living Room | Built-Ins,Wood Stove,Hardwood Floor | 12.5 x 20.3 | Main |
Primary Bedroom | Hardwood Floor | 9.4 x 13.0 | Main |
Rec/Play Room | Remodeled,Fireplace | 12.0 x 26.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,582 | $1,541 | $1,956 |
Total Monthly Payment | $2,008 | $1,967 | $2,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.