Welcome to this charming ranch-style home in the desirable Palm Harbor Golf Course community, blending classic charm with great functionality. Recently updated with a new roof in 2022, this solid block home ensures peace of mind and longevity. Step inside to discover original retro details that add a unique touch, evoking the classic style of mid-century modern design. The fully enclosed Florida room is a highlight, featuring a convenient pass-through window to the kitchen, perfect for entertaining or enjoying casual meals. This bright, inviting space can serve as an additional gathering area or a quiet spot to relax while overlooking the expansive yard. Outdoors, the spacious yard provides a wonderful canvas for landscaping enthusiasts to bring their vision to life, whether it's creating a lush garden, setting up outdoor seating, or building the ultimate outdoor oasis. Conveniently located, this home is just a short drive from beautiful beaches, numerous shops, dining, and entertainment options, offering a lifestyle of ease and accessibility. This property is a true find, combining solid craftsmanship with excellent potential to personalize and create your ideal space. Make this inviting home your own and start enjoying all that this vibrant community has to offer! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,992 | $239,992 | $239,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,058 |
Total Monthly Payment | $1,853 | $1,811 | $2,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.