Nestled in a beautiful neighborhood, this charming home greets you with a classic wrap-around porch supported by stone columns, perfect for relaxing outdoors. Step inside to a spacious entryway that leads to a cozy sitting room, complete with a wood-burning fireplace framed by stunning green tile and built-in shelves. The kitchen truly serves as the heart of this home, featuring a large island, sleek granite countertops, and stainless steel appliances. It flanked by a quaint dining alcove and a bright, open family room ideal for hosting gatherings or enjoying a family movie night. The first floor is thoughtfully designed with a bedroom, full bath, and a large laundry room for added convenience. Upstairs, you'll find a serene primary suite boasting cathedral ceilings, a walk-in closet, and an additional bonus closet. Down the hall you will find three more bedrooms and a full bathroom that's been recently updated with double sinks and subway-tiled shower. Additional bonus space in the basement includes a convenient walkout to the backyard. A deck off the kitchen overlooks the property which spans half an acre, with most of the land situated behind the home, offering both privacy and plenty of room to for play, relaxation, and entertaining. The newly installed double-wide driveway leads to a two-car garage providing ample parking and storage space. This home combines timeless character with modern amenities, making it a perfect choice for comfortable living. BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, Flooring: Carpet,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,023 | $1,023 | $1,023 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,060 |
Total Monthly Payment | $5,208 | $5,103 | $6,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.