Welcome to 131 Pine St a charming bungalow that’s ready to be your new haven! Or your newest investment property! Nestled in a quiet neighborhood, this home boasts a host of modern updates and is just a stone’s throw away from downtown Clinton, Presbyterian College and a short walk to a newer playground. As you approach the home, you’ll notice the new vinyl siding that gives the exterior a fresh, clean look. Step inside to discover a cozy living space filled with natural light, thanks to the new windows that not only enhance the home’s aesthetic but also improve energy efficiency. The living room is perfect for relaxing after a long day or entertaining guests. This home features two large comfortable bedrooms, a large kitchen along with a full-size bathroom. One other standout feature is the new HVAC system, ensuring you stay comfortable year-round, no matter the weather. The home also boasts new luxury vinyl plank flooring throughout and also includes a spacious front porch, perfect for sipping your morning coffee or unwinding in the evening. Additionally, this property is in a USDA eligible location, making it a fantastic investment opportunity. Whether you’re looking to settle down or seeking a promising rental property, this home has the potential to meet your needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $665 | $857 |
Total Monthly Payment | $845 | $845 | $1,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.