450 Center Street, #APT 9, Fairfield (Southport), CT, 06890 | $885,000

HIGHEST and best by 5PM, 11/18/2024. Location, Location!Enjoy this exquisite townhome with ELEVATOR at the private community, Southgate, in sought-after Southport. Around the corner from the train, Delamar Hotel & Restaurant, Gray Goose, and Equinox fitness center. Walk or bike to Pequot beach, Southport Village, Southport Harbor and private clubs like the Pequot Yacht Club and the prestigious Country Club of Fairfield. Residents welcome the walkability, maintenance-free features and privacy of Southgate. One of only 16 units, this home faces the center fountain, surrounded by seasonal plantings. The terrace level features a flex bonus room opening to the rear deck and offering access to the elevator, 2-door/2-bay garage, storage, closet and laundry room. The main level is generously sized and open to make entertaining and daily life a well-appointed luxury. Formal living room with fireplace, office alcove, and dining alcove open to both the functional white kitchen with SS appliances and a formal dining room swathed in detailed moldings. Three bedrooms, elevator, linen closet and two full baths reside on the upper floor. The expansive primary has a wall of plantation shuttered windows, two full-sized and fitted out walk-in closets, as well as a third single closet and full bath en suite. Pull down stairs to attic for storage. Hardwood floors, high ceilings, tons of natural light and storage, as well as elevator to all levels make this a rare offering. Pet Frien Special Assessment. Chimney Repair Project. Asssessment began Aug 1, 2024. Payments will be made over 24 months, fee per month is $1568. 22(total payment is $37. 637. 25). Can be paid in full. HOA includes master insurance, snow plowing, landscaping, maintenace of fountain, maintainenance and replacement of shrubs in landscape islands(if a change is requested, board must approve), front stoop, painting railings, ext light fixtures(not bulbs), roof, siding, exterior painting on a scheduled basis and paving of driveways. The back deck, garage doors and windows and potted plants are excluded. If a change in back yard, must get approval first.

Features

  • Town: Fairfield
  • Parking: 2-car
  • Heating: Hot Air
  • Cooling: Central Air,Heat Pump,Zoned
  • Levels: 3
  • Amenities: Guest Parking
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Complex: Southgate
  • Year Built: 1985
  • Common Charge: $716 Monthly
  • Above Grade Approx. Sq. Feet: 2,312
  • Below Grade Approx. Sq. Feet: 715
  • Est. Taxes: $13,235
  • Lot Desc: Treed,Level Lot,On Cul-De-Sac
  • Elem. School: Mill Hill
  • Middle School: Roger Ludlowe
  • High School: Fairfield Ludlowe
  • Pets Allowed: Yes
  • Pet Policy: 2 dogs, see HOA docs
  • Appliances: Dishwasher,Dryer,Oven/Range,Refrigerator,Washer
  • MLS#: 24057212
  • Days on Market: 7 days
  • Buyer Broker Compensation: 2.25%
  • Website: https://www.raveis.com
    /raveis/24057212/450centerstreet_fairfield_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor10.0 x 12.0Upper
Bedroom 2 Hardwood Floor10.0 x 12.0Upper
Dining Room Hardwood Floor13.0 x 14.0Main
Family Room Wall/Wall Carpet25.0 x 12.0Lower
Kitchen Breakfast Bar,Granite Counters,Dining Area,Hardwood Floor8.0 x 18.0Main
Living Room Fireplace,Hardwood Floor26.0 x 23.0Main
Primary Bedroom Full Bath,Walk-In Closet,Hardwood Floor16.0 x 12.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Denise Walsh - The Denise Walsh TeamSales Vice President

203.650.1583

Denise.Walsh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

450 Center Street, #APT 9, Fairfield (Southport), CT, 06890

$885,000

Denise Walsh - The Denise Walsh Team

Sales Vice President

William Raveis Real Estate

Phone: 203.650.1583

Denise.Walsh@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $708,000 $708,000 $708,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment $1,103 $1,103 $1,103
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,965 $4,302 $5,832
Total Monthly Payment $5,160 $5,497 $7,027

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.