Presented byDenise Walsh - The Denise Walsh Team |
HIGHEST and best by 5PM, 11/18/2024. Location, Location!Enjoy this exquisite townhome with ELEVATOR at the private community, Southgate, in sought-after Southport. Around the corner from the train, Delamar Hotel & Restaurant, Gray Goose, and Equinox fitness center. Walk or bike to Pequot beach, Southport Village, Southport Harbor and private clubs like the Pequot Yacht Club and the prestigious Country Club of Fairfield. Residents welcome the walkability, maintenance-free features and privacy of Southgate. One of only 16 units, this home faces the center fountain, surrounded by seasonal plantings. The terrace level features a flex bonus room opening to the rear deck and offering access to the elevator, 2-door/2-bay garage, storage, closet and laundry room. The main level is generously sized and open to make entertaining and daily life a well-appointed luxury. Formal living room with fireplace, office alcove, and dining alcove open to both the functional white kitchen with SS appliances and a formal dining room swathed in detailed moldings. Three bedrooms, elevator, linen closet and two full baths reside on the upper floor. The expansive primary has a wall of plantation shuttered windows, two full-sized and fitted out walk-in closets, as well as a third single closet and full bath en suite. Pull down stairs to attic for storage. Hardwood floors, high ceilings, tons of natural light and storage, as well as elevator to all levels make this a rare offering. Pet Frien Special Assessment. Chimney Repair Project. Asssessment began Aug 1, 2024. Payments will be made over 24 months, fee per month is $1568. 22(total payment is $37. 637. 25). Can be paid in full. HOA includes master insurance, snow plowing, landscaping, maintenace of fountain, maintainenance and replacement of shrubs in landscape islands(if a change is requested, board must approve), front stoop, painting railings, ext light fixtures(not bulbs), roof, siding, exterior painting on a scheduled basis and paving of driveways. The back deck, garage doors and windows and potted plants are excluded. If a change in back yard, must get approval first.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 13.0 x 14.0 | Main |
Family Room | Wall/Wall Carpet | 25.0 x 12.0 | Lower |
Kitchen | Breakfast Bar,Granite Counters,Dining Area,Hardwood Floor | 8.0 x 18.0 | Main |
Living Room | Fireplace,Hardwood Floor | 26.0 x 23.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 16.0 x 12.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $708,000 | $708,000 | $708,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,103 | $1,103 | $1,103 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $4,302 | $5,832 |
Total Monthly Payment | $5,160 | $5,497 | $7,027 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.