LOCATION, LOCATION!! A NEWLY RENOVATED EXPANDED-RANCH STYLE HOUSE SITS ON 10 PEACH ST, CENTRAL ISLIP NY A 21, 780 SQFT LOT SIZE, THIS HOME ENJOYS A SUNDRENCHED MODERN KITCHEN THAT FEATURES SOLID SHAKER WALL/BASE CABINETS INCLUDING SS REFRIGERATOR, SS STOVE, SS DISWASHER, AND SS MICROWAVE, WHITE QUARTZ COUNTER TOP, BRIGTH/GLASS BACKSPLASH, YOU WON'T FEEL CROWDED IN THE AMAZING SOCIAL AREA WHEN HAVING FAMILY OVER THE HOLIDAYS!! A SEPARATE TV ROOM AREA WITH A LARGE WINDOW OFFERS THE ENTRY OF NATURAL LIGHT TO THE ENVIRONMENT, THE TOP LEVEL OFFERS A MASTER BEDROOM SUITABLE FOR A KING-SIZE BED, A SECOND BEDROOM SUITABLE FOR A QUEEN-SIZE BED, AND THE THIRD BED IS AN XL TWIN OR FULL-SIZE BED, BATHROOM WITH A LARGE FORMAT PORCELAIN TILE ON THE WALL AND TILE ON THE FLOOR. THE FULLY FINISHED BASEMENT FEATURES AN OFFICE AREA WITH A WET BAR OR A SUMMER KITCHEN, A DINING AREA, A FAMILY ROOM, EXTRA TWO LARGE ROOMS, A FULL BATHROOM WITH A STANDING SHOWER, AND PRIVATE ENTRANCE TO THE BASEMENT (OSE) FOR YOUR CONVENIENCE AN ELECTRICAL WATER HEATER, AN ENTIRE FLOOR AREA COVERED WITH WATER-PROOF AND MOISTURE-PROOF VINYL, A COVERED NICE SIZE OF PORCH FOR YOUR ENTERTAINMENT AROUND THE YEAR, BRAND NEW BLACKTOP DRIVEWAY AND BLACK TOP LEFT WALKSIDE TO THE BASEMENT, THIS HOME IS UPDATED AND POTENTIAL, THIS PROPERTY BOATS A PRIME LOCATION THAT PROVIDES EASY ACCESS TO SCHOOLS, PARKS, AND SHOPPING CENTERS, 15 MINUTES FROM TANGLER OUTLETS IN DEER PARK AND 15 MINUTES FROM THE BEACHES, AND MAJOR TRANSPORTATION ROUTES. * LOW TAXES AFTER STAR $8. 830 THIS LOVELY HOME IS GOING QUICKLY, WE LOOK FORWARD TO YOUR VISIT. DON'T MISS OUT ON THE OPPORTUNITY TO MAKE THIS RENOVATED HOME YOUR OWN 3/6 BEDS, 2 FULL BATHS, LIVING ROOM, 3 FAMILY ROOMS 2 DINING R, A DEN/OFFICE, A FULLY FINISHED BASEMENT WITH PRIVATE ENTRANCE, AND ENOUGH SPACE FOR A POOL!! TO MUCH TO LIST!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $840 | $840 | $840 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,291 | $4,246 |
Total Monthly Payment | $4,310 | $4,223 | $5,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.