An envious location within the areas most sought after community located on a 100-acre resort-style property, bordering Cortlandt's Blue Mountain Reservation. This spacious Chapel Hill unit offers four floors of generously sized, sun filled rooms. The large formal living room with wood floors highlights a gas fireplace and sliders leading out to the easily accessible bluestone patio. A bright kitchen with maple cabinetry and stainless steel appliances is thoughtfully designed featuring an additional space that could serve as a cozy reading nook or a spot for TV viewing. On the 3rd level you will see a spacious primary ensuite bedroom with vaulted ceiling, generous closet space, bathroom with tub/shower with seamless glass doors and dual vanities. A secondary bedroom and bathroom complete this level. The top-floor loft offers an ideal space for a home office or guest room, enhanced with brand new skylights and extra storage. A finished basement with newer flooring, offers versatile possibilities, ideal for yoga or a dedicated hobby room. Conveniently, a laundry closet is located just off this area. This unit has a new HVAC system. The Lifestyle Center offers a full diverse activity calendar. Professional fitness equipment, indoor basketball court, large outdoor swimming pool, tennis courts, tot lot, bocce ball court and plenty of social events/activities are part of the wide array of recreational options available to residents. Chapel Hill enjoys the benefits of being close to trendy eateries, a vibrant arts community, and mass transit options to NYC. Comfortably close by are many Hudson Valley venues. HOA allows 1 dog and 1 cat per unit. Amenities: Pool, Recreation Facilities, Snow Removal, Amenities: Playground, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Gas, Living Room, Flooring: Ceramic Tile, Vinyl, InteriorFeatures: Crown Molding, Recessed Lighting, Storage, Wired for Sound, LaundryFeatures: In Basement,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,115 |
Total Monthly Payment | $4,222 | $4,218 | $5,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.