This home has so much to offer! Ideal commuter friendly location. Renovated bright and airy home with a beautiful addition! Home sits on a nice corner lot offering privacy. Home has been fully renovated and has 3 bedrooms and 1 full spacious renovated bathroom. Kitchen has new white cabinets and stainless steel stove and refrigerator. Living room is a nice size and has a wood panel ceiling in addition to the attached sun room addition with tons of windows and its own heat zone. Large covered deck is great for bbq's and entertaining. This home was renovated in 2020 (new roof, sheetrock, furnace, kitchen, bathrooms, flooring and so much more). All this and Wallkill Schools too! Convenient commuter location. 10 minutes to Newburgh 84/87 and 70 Miles to NYC. Near West Point, Stewart Airport, Beacon Bridge, Ferry, Metro North, 17, 84 and 87. Call now this one will not last. BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding, LotFeatures: Back Yard,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $75,920 | $75,920 | $75,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $518 | $505 | $651 |
Total Monthly Payment | $593 | $580 | $726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.