WELCOME HOME!!!! This newly renovated 4 bedroom 2 bathroom is ready for new owners. Located centrally for all your needs. Hospitals, shopping, entertainment and of course the famous St. Augustine Beach. This gorgeous home has all you need. Walk into your common space. . . . huge enough for family room, gathering room even a pool table. You easily walk into the eat in kitchen with beautiful finishes. Separate space behind the eat-in-kitchen area that leads into a massive bedroom. HUGE utility room off kitchen, has access to outside. Fourth bedroom is in front of the utility room. This large bedroom is ideal for visiting family/ friends, older children who want that feeling of being on their own or possibly a hideaway space for yoga room, ''man cave'' or gaming room. The possibilities are endless. This lot has a fenced in backyard and mature trees. The space gives you a feeling of privacy. This neighborhood has no HOA and no CDD!
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,376 | $2,318 | $2,926 |
Total Monthly Payment | $2,800 | $2,742 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.