Attention antique home lovers and investors! This exquisite lakefront New Englander combines 1800s charm with over 425 feet of frontage on scenic Lake Todd. Set on over an acre of beautifully landscaped land, this property includes a three-bedroom main house, a converted barn, and a carriage house—both income-producing rental units—offering a blend of history and opportunity. Inside the main house, a dining area with a wood-burning fireplace flows into an eat-in kitchen with a beehive oven, wood stove, updated appliances, and a cozy breakfast nook. From the kitchen sink, enjoy views through the sunroom out to the lake. The sunroom, filled with natural light from three sliding doors and a skylight, offers sweeping lake and mountain views. Beyond the dining room are the formal living room, a first-floor bedroom, and a private office. Upstairs, a recently updated full bath, the primary bedroom, and another bedroom complete the layout. The converted barn, Unit One, features a post-and-beam living room with lake views, a serene deck, an updated kitchen, and an upper level with an office, bathroom, and bedroom. Unit Two, the post-and-beam carriage house, has an open layout with rustic charm. Upstairs includes a sleeping area, bathroom, and storage. Through the back door is a spacious deck for grilling and relaxation. Outside, enjoy a sandy beach with fire pit, private dock, and plenty of space for gardening and activities.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $1,178 | $1,178 | $1,178 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,041 | $7,635 | $10,297 |
Total Monthly Payment | $8,344 | $8,938 | $11,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.