Fully renovated charming Expanded Cape in desirable Bellecrest neighborhood of East Northport. Nothing to do but move in! Gas heat, central air and hardwood floors throughout. First floor features large living room with electric fireplace, New eat in kitchen with custom Starmark cabinetry, granite countertops and marble tile backsplash. New bathroom with radiant floor heating, high end fixtures, stone resin bathtub and large vanity. 2 first floor bedrooms, one could easily be a first floor master. The second floor features a large master with WIC closet and an additional large closet. A new bathroom with radiant floor heating, custom vanity with double sink and stone countertop, walk-in shower with rain shower head and high end fixtures. An additional large bedroom completes the second floor. New designer series Pella windows. New plumbing, electric and insulation. Outside features New Cambridge pavers patio, New Hardieboard siding and roof, new retaining wall and cesspools. 2 zone CAC, IGS, unfinished partial basement and one car garage. Close to LIRR and 2. 5 miles from the heart of Northport Village in a delightful and friendly neighborhood!, Additional information: Appearance: Mint, Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
Our Insurance Division:
$698,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $789 | $789 | $789 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,762 | $3,711 | $4,709 |
Total Monthly Payment | $4,643 | $4,592 | $5,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.