Buyers decided to relocate out of the country so here's a chance to own one of the most charming condos you'll find in downtown Northampton! With the look of a nostalgic Victorian cottage, this home is set in a peaceful oasis that includes a deeded and beautifully landscaped yard for the exclusive use of the owner. Inside you'll find a completely renovated and highly sophisticated interior that retains its historic character while offering modern conveniences and energy efficiency. Lovely living room with full-length south facing windows, gas fireplace, built in bookshelves, gourmet kitchen with soapstone counters, stainless appliances, cherry cabinets and original hand-cast brickwork. Access from the kitchen to the backyard patio, lawn and tiered gardens. Upstairs are 4 rooms used as bedrooms, offices and laundry room plus full bath. Full basement & exterior shed. High efficiency gas Bosch combo boiler & hot water heater is the primary heat w/mini splits for supplemental cool/heating
Type | Description |
---|---|
Bedroom 2 | Cedar Closet(s), Flooring - Wood |
Bedroom 3 | Closet, Flooring - Wood |
Kitchen | Flooring - Wood, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Recessed Lighting, Stainless Steel Appliances |
Living Room | Flooring - Wood, Exterior Access, Recessed Lighting |
Master Bedroom | Closet, Flooring - Wood |
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $658 | $658 | $658 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,957 | $3,855 | $4,891 |
Total Monthly Payment | $4,707 | $4,605 | $5,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.