Seller MOTIVATED!! Your New home before the New Year! Price is right! Floor plan is Right! and Time is right! Package is $275k UNDER current appraised Value! December 2024 New 2nd floor HVAC, New Elevator Carriage! This listing is for HOME (11885) & adjoining, buildable vacant lot (11905) with new sea wall! Total of 160' of water frontage for your Estate! INCREDIBLE VALUE!! This Spacious, 3 level, 3 bedroom, 4 1/2 bath, Key West Inspired waterfront home has something for everyone! Make it your Primary Home! Perfect 2nd Home! Mix it up with Personal Vacations and VRBO rentals! Strictly investor? This home would be a great income stream for you! PLUS don't forget the vacant lot! Designed to have a water view from every room in the home, multiple balconies to enjoy the sunrise or the sunset! The entire rear of the 1st floor is finished with beautiful sliding glass doors, view of the navigable canal, patio with pavers, fire pit, splash pool, tiki hut, dock, 10k lb boat lift, 2 jet ski lifts, Swings & more. The ground floor, has tremendous garage space, storage space, room for indoor/outdoor type of furniture & game tables! Full Kitchen, New appliances ordered, spacious granite counter tops & bar! Perfect setup for entertaining on this level. Several Mini splits for AC on the ground floor (there are 2 additional central HVAC systems for the 2nd & 3rd floors) You can choose to go to the 2nd & 3rd floor via the beautiful Staircase made of Coral from Key West or, in your private Elevator! On the second floor you will find the family room with beautiful views and a welcoming gas fireplace. The 2nd kitchen, dining room , laundry room, 1/2 bath, Master bedroom with ensuite bathroom & walk-in closet, are also on the 2nd floor. Oversized Balcony along the rear of the 2nd floor with gorgeous water views, windows stretching from the 2nd floor up the Cathedral Ceiling to the 3rd floor! Beautiful glass entry doors on the 2nd floor, opening to the Front porch & exterior staircase On to the 3rd floor, you will find 2 spacious bedrooms with ensuite bathrooms & walk out balconies. This floor includes a cozy den, with water views in both directions. The 3rd floor has an oversized balcony, gorgeous water views, coffee bar/wet bar, Roof added to this balcony in '22! Gorgeous trims & fixtures throughout. This lifestyle can wash the stress away! From your backyard, board your boat and a quick ride to enjoy dining at a waterfront restaurant! or to the Springs! Out to the Gulf! To the sandbar for a "floating" kind of day! Commuter? Easy access to I-75, SunCoast Pkwy. 1 hr to TIA, Stadiums, Malls, Gulf Beaches, etc. Local Beaches & Springs 10-15 min away! Need more bedrooms? The Den on the 3rd floor could easily become another bedroom! This home was created with thoughtful planning, ample storage and many amenities So Many options waiting for YOU! A MUST see! As we know, the 2024 hurricane season was hard on the West Coast of Florida, There was some water intrusion on the ground level, it has been professionally repaired. . . and that has inspired the seller to make the ground level an indoor/outdoor type of space. . . a gift to the future owners. . . the home is now how it should be and what Mother Nature prefers! The seller continues to maintain & improve this home, if you saw it before, you will want to see it again! If you haven't seen it yet. Make your appt ASAP, you will be glad you did! All information is deemed to be accurate, however, cannot be guaranteed.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $1,393 | $1,393 | $1,393 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,616 | $6,531 | $8,956 |
Total Monthly Payment | $8,134 | $8,049 | $10,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.