Single family home in beautiful, low tax Jewett, NY with views of Hunter West. This town features gorgeous views, a church, fire house and post office. Police protection is provided by the NYS police if the wild animals decide to rebel. The entire area is protected so there are lots of wildlife neighbors. It is located in a level, six home subdivision of five plus acre lots with old stone walls and mature trees. There are no other full-time residents at current. This was the last home built here, and all of the homes are custom. This is a factory built, modular home that was designed to incorporate best practices from years in the home repair business. It is a raised ranch which is not the prettiest exterior design, but functionally outstanding. The main level is a few stairs up, there are two staircases one from the mudroom and one from the front porch. The main floor features a laundry room / guest bathroom, primary suite with large closets and en-suite bathroom, office and large great room which is great for entertaining. The mudroom connects the house to the large two care plus garage. It features lots of hooks for clothing and heated floors for wet dogs. The basement is purpose built for two families. It features radiant floor heating, two suites, two full bathrooms, a bunk room equipped with bunk beds, a utility room, and a large great room equipped with small kitchen area. The raised ranch design provides lots of windows and natural light for the downstairs. This area is completely isolated with separate entrances making it also a perfect Airbnb space if desired. The entire lot was wooded 15 years ago. The exterior features include stone walls, a back lawn area with a pond behind a line of trees, and nice views in all directions. Yet the house is only minutes away from Windham, Hunter and Belleayre Mountain via main roads. The house is turn-key and ready to go and equipment/furniture is available at an additional cost if desired. The school system in Windham is outstanding with K-12 in one building, small classrooms and free ski passes to Windham Mountain Club for all students. The town of Windham is picturesque with many services and good restaurants. Catskill and Hudson are within 30-40 minutes with train service to NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,315 | $4,679 | $6,311 |
Total Monthly Payment | $4,407 | $4,771 | $6,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.