This single family home features a bonus 3 bedroom, 2 bath lower level with a partial kitchen and is perfect for visiting family or as a STRO. This big but cozy home is a raised ranch with outstanding functionality. The main level is a few stairs up. There are two staircases, one from the mudroom and one from the front porch. The main floor features a master suite with large closets and en-suite bathroom, a second bedroom/office, laundry room with guest bathroom and a large great room, which is ideal for entertaining. The mudroom that connects the house to the large two-car-plus garage features lots of hooks for clothing and heated floors for snowy skiers or wet dogs. The lower level has radiant floor heating, as well. There are two bedrooms, two full bathrooms, a bunk room equipped with bunk beds, a utility room, and a large great room equipped with a kitchen area. The raised ranch design provides lots of windows and natural light for the downstairs. This area is completely isolated with separate entrances. The entire lot was wooded 15 years ago. The exterior features include stone walls, a back lawn area with a pond behind a line of trees, and nice views in all directions, yet the house is only minutes away from Windham, Hunter and Bellayre Mountain via main roads. This beautiful home in low-tax Jewett, NY is on the edge of Windham with views of Hunter West. The town features gorgeous views, a church, fire house and post office. Police protection is provided by the NYS police. It is located in a level six home subdivision of five plus acre lots with old stone walls and mature trees. This is a factory built, modular home that was designed to incorporate best practices from years in the home repair business. The house is turn-key and ready to go and equipment/furniture is available at an additional cost if desired. The school system in Windham is outstanding with K-12 in one building, small classrooms and free ski passes to Windham Mountain Club for all students. The town of Windham is picturesque with many services and good restaurants. Woodstock, Catskill and Hudson are within 30-45 minutes with train service to NYC
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Our Executive Mortgage Banker:
Our Insurance Division:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.795% | 6.472% | 6.032% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,260 | $4,617 | $6,195 |
Total Monthly Payment | $4,352 | $4,709 | $6,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.