Steps from the ocean! Nothing to do but move in this unique unit at the Benz Estate Condominiums. Filled with natural light, windows throughout. Open concept living room/dining room, with high ceilings, oak flooring, fireplace leading to an elevated remodeled kitchen w/granite countertop, SS appliances, cherry cabinets, travertine and glass backsplash with an adjacent dining area. The first level has half bath, sliders accessing a relaxing and spacious deck. The second level is accessed by a beautiful oak staircase featuring two comfortably carpeted bedrooms, ample closets, ceiling fan, remodeled bath, stackable washer/dryer. The lower level offers a finished room with many options for the creative mind, featuring additional storage, access to the garage and outdoor parking. Owner has replaced back and garage doors in 2023, added new keyless entry (2024) new lighting in kitchen, bedroom and bath, new carpet (2021). The high efficiency furnace is approximately 4 years old.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture | Second |
Dining Room | Flooring - Hardwood, Lighting - Overhead | First |
Kitchen | Flooring - Wood, Cabinets - Upgraded, Open Floorplan, Remodeled, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Lighting - Overhead | First |
Master Bedroom | Ceiling Fan(s), Flooring - Wall to Wall Carpet, Window(s) - Picture | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $397,200 | $397,200 | $397,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,710 | $2,640 | $3,350 |
Total Monthly Payment | $3,184 | $3,114 | $3,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.