4 Cherry Street, Wallkill, NY, 10940 | $390,000
Classic Large Brick Cape Cod-Style Home for Sale This mother-daughter home sits on a 100 x 100 ft corner lot with ample parking, including two separate, generously sized driveways ideal for hosting an extended family. The main living space features a primary bedroom with an ensuite half-bath, a second bedroom, a full hallway bathroom, a spacious living room with a fireplace, a study, a dining room, and a kitchen, all with beautiful hardwood floors throughout. The attached 1-car garage has its own dedicated driveway. The second floor offers a separate 1-bedroom apartment, complete with its own kitchen, living room, bathroom, and private entrance with a dedicated driveway. The expansive full basement includes a wood-burning stove, providing additional storage space and access either through the first floor or from outside. The home is equipped with both a natural gas furnace and electric baseboard heating. Additionally, a newly installed solar system can help significantly reduce electricity costs. Conveniently located near schools, parks, restaurants, shopping malls, and an excellent commuter location. Appliances: Gas Range BuildingAreaSource: Public Records, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Living Room, FoundationDetails: Concrete Perimeter, Slab, InteriorFeatures: In-Law Floorplan, LaundryFeatures: Gas Dryer Hookup, In Basement, Washer Hookup, LotFeatures: Back Yard, Front Yard,
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full / 1 half
- Style: Single Family, Cape Cod
- Year Built: 1951
- Garage: 350-car Detached
- Heating: Natural Gas, Wood, Baseboard, Electric, Forced Air
- Cooling: None
- Basement: Full, None, Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,445
- Est. Taxes: $7,392
- Lot Desc: Level, Part Wooded
- Elem. School: Maple Hill Elementary School
- Middle School: Middletown Twin Towers Middle Sch
- High School: Middletown High School
- School District: Middletown
- Appliances: Cooktop, Dryer, Refrigerator, Washer
- MLS#: H800249
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/H800249/4cherrystreet_wallkill_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Cherry Street, Wallkill, NY, 10940
$390,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,128 | $2,074 | $2,631 |
| Total Monthly Payment | $2,819 | $2,765 | $3,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535