GREEN FARM is a Historic and quintessential post and beam Cape. Tucked well back from the road under old sugar maple trees, a number of stone walls tell the old stories. 18 acres of mainly wooded land will welcome your ideas, be it animals, gardens, or just letting it be. Inside has a large kitchen with a big picture window overlooking the back yard. The rest of the home has energy efficient replacement windows. Several first floor bedroom options and a full and half bath are on the first floor. A den with exposed beams and posts leads out to the screen porch through french doors. There is a 2nd floor attic loft with built-in bureaus and an adjoining bath with claw foot tub plus an extra room or shared br for siblings. Laid up stone basement was probably hauled in by oxen and the stone is capped by granite. Outside is a 3 bay carport. There is work needed inlcluding a septic system but, overall a lovely Antique Home, likely one of the first in Troy.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,125 |
Total Monthly Payment | $2,183 | $2,139 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.