This home features a locked-in REDUCED RATE as low as 4. 75% (APR 5. 46%) as of 12/10/2024 through List & Lock™, offering a seller-paid rate buy-down that significantly lowers the buyer’s interest rate and monthly payments. Welcome to this stunning newly built 2023 residence in Verano, a master-planned community in Spring Hill, FL, where contemporary design meets cozy living.
Upon entering, you’ll be greeted by an inviting open-concept layout that seamlessly blends the family room, dining area, and kitchen, creating the perfect space for daily living and entertaining. A convenient half bath is located on this level, along with sliding doors that lead to a private patio—ideal for soaking up the Florida sun or hosting weekend get-togethers.
Adjacent to the main living area, a versatile flex space awaits your personal touch. Whether you envision a cozy home office, an inspiring art studio, or a fun playroom, this adaptable area can be designed to suit your lifestyle.
Upstairs, a spacious loft provides an additional gathering spot—perfect for movie nights, study sessions, or a peaceful reading nook. The second floor also houses four well-appointed bedrooms and two full baths, ensuring privacy and comfort for all. The owner’s suite acts as a serene retreat, complete with a spacious bedroom, generous closet space, and an en-suite bath designed for relaxation.
Located in the charming community of Verano, this home boasts low HOA fees and no CDD fees, making it an extraordinary find. Experience the joys of modern living in a welcoming neighborhood that promises both convenience and comfort!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,260 | $2,867 |
Total Monthly Payment | $2,384 | $2,353 | $2,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.