newly remodeled spacious block 5bedrooms/3bathrooms house on a quiet street in the booming Ybor City Neighborhood! This house is cute as a button! It features two stories, has a newer roof put in 2021, updated kitchen and bathrooms, nice tile and laminate flooring and much more! The first floor with all tile flooring welcomes you into a spacious living and dining area. The large kitchen opens to the dining area, which features nice cabinets, granite countertops, stainless steel appliances and breakfast bar. The master bedroom with attached private full bath is also on the first floor. The master bedroom has a separate front door, would also be perfect as an in-law suite or office. There is a 2nd large bedroom and a full bathroom off the hallway, and a spacious laundry room next to the stairs. The second floor features all laminate flooring, three spacious bedrooms with ceiling fans and a remodeled full bathroom with double sinks and granite countertops. The back yard is fully fenced for your privacy! Only stairs has carpet to prevent slippery, all other flooring are ceramic tile or laminate for easy maintenance and cleaning! The layout is so functional that you have enough space for everyone's bedrooms, the office you always want, and great for entertaining! There are 2 ACs, 2 water heaters and all are well maintained and working great! One AC was installed 2022 and the other 2009. Wide driveway for multiple vehicles parking. This wonderful home is located close to historic Ybor City with so much dining, entertaining and shopping options! Easy access to I-4, I-275, I-75, just around the corner
to booming downtown Tampa.
*NOTE - This listing also qualifies for New American Funding grant programs, up to $8, 500 towards Down Payment, Closing Costs and/or prepaids - Flyer attached
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,600 | $3,354 |
Total Monthly Payment | $3,119 | $3,116 | $3,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.