Welcome to this beautifully appointed villa that seamlessly blends comfort, style, and functionality. Constructed in 2016, this two-bedroom, two-bathroom home offers an inviting open floor plan, complemented by a spacious office area, maximizing its 1, 581 square feet of heated living space, just 3. 7 miles from stunning Gulf Beaches. As you step inside, you'll be greeted by an elegantly designed interior that harmonizes practicality with tasteful aesthetics. The heart of the home features a bright living and dining area, perfect for cozy evenings or entertaining guests. With soaring 10-foot ceilings, the space feels expansive, while ceiling fans throughout ensure year-round comfort. The updated kitchen is a chef's delight, showcasing solid wood cabinets and sleek stone countertops that combine durability with timeless elegance. Outfitted with top-of-the-line modern appliances, including a gas stove with double oven, microwave, new custom refrigerator, custom pullout cabinet shelves, this kitchen is designed for convenience and ease. Each bedroom serves as a tranquil retreat, with the primary suite offering ample closet space, including a walk-in closet that simplifies organization. Additional spaces, such as a den or office, provide flexibility for remote work or a quiet reading nook. Elegant tile flooring throughout adds a touch of sophistication while ensuring effortless maintenance. The outdoor areas enhance the villa's charm, featuring a covered, enclosed rear porch—an ideal spot for savoring morning coffee or unwinding at day’s end. Thoughtful exterior details, such as hurricane shutters, an irrigation system, and rain gutters, work together to keep your home safe and comfortable. The attached two-car garage provides plenty of space for vehicles and additional storage. Nestled on a manageable 0. 11-acre lot, this property offers access to a serene pond view, bringing a touch of nature to your everyday life. The easy-to-maintain landscaping ensures that your surroundings remain beautiful without the hassle. This villa is part of a vibrant community featuring sidewalks and reclaimed irrigation systems. The HOA takes care of exterior maintenance and grounds upkeep, allowing you more time to enjoy the lifestyle this villa has to offer. With exceptional features and meticulous upkeep, this villa presents a fantastic opportunity for modern, relaxed living. Located in a non-flood zone and just minutes from the beach, this home also boasts a new AC system (April 2024) and a whole-house water filtration and salt-free water system. HOA covers roof, exterior, and ground maintenance. Don’t miss your chance to call this charming villa home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,680 | $2,614 | $3,300 |
Total Monthly Payment | $3,123 | $3,057 | $3,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.