This lovely 2-bedroom, 2- bathroom, 1. 5 car garage home located in the highly desirable 55+ gated community of On Top of the World in Ocala. This cozy home features plenty of cabinets and countertops space plus newer stainless steel appliances. Oversized primary suite with a walk-in closet and ensuite bathroom equipped with tile walk-in shower. This home has a split bedroom plan so your guest have lots of privacy. The den or Florida room can be accessed from the owners suite or the living room. Additional outdoor patio perfect for family gatherings and cookouts.
Located in a fantastic community with amazing amenities, including 3-pools (indoor and outdoor), 2-fitness centers, 2-private 18-hole golf courses (membership required), restaurants and entertainment options. Enjoy activities like pickleball, tennis, swimming and bocce ball or you can take the pets to the dog park. Experience the convenience of living in a 24/7 gated community with golf cart access to stores and restaurants. NEW ROOF- 2024 and a newer AC. Come see what On Top of the World has to offer and make this your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$158,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,120 | $127,120 | $127,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $856 | $845 | $1,072 |
Total Monthly Payment | $976 | $965 | $1,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.