Welcome to this beautifully updated 2-bedroom, 2-bathroom home in the adored 55+ community of Spanish Haven in sunny Winter Haven, FL. This charming residence features a two-car garage and an inviting open floor plan with beautifully refinished exposed beams that bring character to the living areas. The modern kitchen is a chef’s dream, boasting granite countertops, stainless steel appliances, and an abundance of natural light. The dining area offers a lovely space perfect for entertaining. The spacious primary bedroom includes an en suite bathroom and a generous walk-in closet, while the guest bedroom offers comfort and privacy with its own dedicated bathroom. Enjoy your morning coffee or unwind in the evening in the cozy Florida room, or step outside to the covered patio for a relaxing outdoor retreat. Spanish Haven provides a range of amenities, including shuffleboard, a heated salt water community pool, and a clubhouse with a kitchen, great room, and convenient facilities. The location is ideal, just moments from restaurants, medical offices, shopping, and popular attractions like Legoland, with easy access to the interstate, international airports, Disney parks, and more. Roof was replaced 2017, roof over Florida room 2022, new hurricane impact windows and sliding doors 2023, updated electric panel 2022, new GFI's 2023, extra insulation 2022, new blinds throughout 2023, new a/c 2020, new carpet in bedrooms 2023, new washer and dryer 2022 and much more. Don’t wait—call today to schedule your private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$224,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,200 | $179,200 | $179,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $159 | $159 | $159 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,222 | $1,191 | $1,511 |
Total Monthly Payment | $1,456 | $1,425 | $1,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.