Whether you are a first time home buyer, downsizing, or want a perfect comfy house, this lovely, recently remodeled 2-bedroom 2-bathroom turn key home is just what you are looking for. Located in desirable Land O Lakes, this home is nestled on a quite dead-end street with a beautiful large yard and a screened in patio to enjoy the warm Florida evenings. This home has no HOA fees or neighborhood association to deal with and plenty of room to park a boat, camper or any other toys. This home features a large backyard with a storage shed, vinyl privacy fence, upgraded appliances, luxury vinyl plank flooring throughout, and two sizable bathrooms. The large primary suite is your own personal retreat with direct access to the screened lanai, large closet that provides ample storage and an elegant en-suite bathroom. This home also has a spacious second bedroom with double closets. The kitchen features a built-in pantry, upgraded cabinets, beautiful quartz countertops, and newer stainless-steel appliances. This home is zoned for some of the best schools in Pasco County. The location is near premier shopping and dining with the Premium Outlet and Wiregrass malls just minutes away. Its proximity to Tampa International Airport, I-75 and the Veterans Expressway makes commuting a breeze. Hospitals and healthcare are plentiful in Lutz, Land O Lakes and Wesley Chapel making this one of the most convenient areas in the Tampa Bay area. The prime location, affordable price and recent upgrades makes this home perfect for a variety of buyers. What’s Special: · Large Backyard · Screened in Lanai · Newer Appliances · Luxury Vinyl Plank Floors · Newer HVAC · Vinyl Privacy Fence · No HOA fees, rules, or deed restrictions · High and Dry- no Flood Insurance needed · Low utility bills
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,856 | $1,808 | $2,332 |
Total Monthly Payment | $2,094 | $2,046 | $2,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.