Imagine a cozy coastal getaway nestled on a quiet street in Ormond Beach. This charming home is just steps away from the ocean, offering the perfect retreat for beach lovers. Brand new roof (Nov. of 2024)! The house boasts an open floor plan with high ceilings that give a sense of spaciousness, letting natural light flow through the rooms. Outside, there’s plenty of parking space for guests, with a garage discreetly tucked behind the home to maintain the picturesque curb appeal. The garage is large, 26 x 25 and has 12 ft. ceilings allowing for lots of storage of your toys! Ocean breezes drift through from the private backyard to the shady front porch, enhancing the fresh coastal atmosphere. Custom built as a builder's model loaded with upgrades. It is solid, concrete block with unique features, this residence or investment property has inviting outdoor spaces with little to take care of as it is mostly xeriscaped, perfect for enjoying the sound of waves and sea air. All you really need to bring is a toothbrush and your clothes if you wish! All furnishings minus a few personal items are available. This home is ideally located for an active, relaxed lifestyle. With the beach just a short jaunt away, you can enjoy sunrise strolls or sunset bike rides along the shoreline. Tons of amazing local dining, shopping and houses of worship spots are also within a one mile radius, offering a variety of options for enjoying a meal out without needing to drive. Ormond Beach’s laid-back vibe makes this charming home a fantastic getaway for those who want to soak up the coastal life.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,933 | $2,901 | $3,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.