Welcome home! Nestled in the peaceful cul-de-sac in Eastmonte, a small, gated community in Valrico, this 4-bedroom, 3-bath pool home offers the perfect blend of comfort, style, and convenience—all with NO CDD and an affordable $870 annual HOA fee. As you approach, you’ll be greeted by a beautifully landscaped lot with a generous side yard that offers ample space for family fun, gardening, and entertaining. The spacious 3-car garage adds to the home’s appeal, providing plenty of storage and convenience. Step inside and be welcomed by a bright, open floor plan. To your left, you'll find the formal living and dining rooms, ideal for hosting guests or relaxing in style. Straight ahead, the heart of the home features a kitchen with gas cooking, breakfast nook, and family room—perfectly designed for everyday living. The family room opens to the screened lanai and pool area, seamlessly blending indoor and outdoor spaces. Designed for privacy, the split-bedroom layout places the primary suite on one side of the home, offering direct access to the lanai. The en suite bathroom boasts a walk-in closet, dual vanities, a soaking tub, and a separate shower, creating a serene retreat. On the opposite side of the home, you'll find three additional bedrooms, a guest and pool bath, and a versatile flex space that can serve as an office, craft room, play area, or homework station. Step outside to the screened lanai, featuring a spacious 28'x14' pool and a covered patio area—perfect for relaxing or entertaining. The backyard is fenced, offering privacy, and includes two gates for easy access. This home has been lovingly maintained by its original owners, with recent updates that include: HVAC (2021), Water Heater (2019), Roof (2020), Pool Screen (2023), Upgraded Security System (2023), and Exterior Paint (2024). In addition to its gated community, Eastmonte residents enjoy the benefit of a community well for irrigation. Conveniently located just minutes from top-rated schools, the YMCA, Little League fields, shopping, and dining, this home truly has it all. Better yet, SELLERS are MOTIVATED, LENDER INCENTIVES/CONCESSIONS AVAILABLE FOR BUYERS. Don’t miss out on this incredible opportunity! Schedule your private tour today.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,803 | $2,765 | $3,508 |
Total Monthly Payment | $3,124 | $3,086 | $3,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.