4736 20th STREET N, St. Petersburg, FL, 33714 | $369,000

Discover the irresistible charm of this FULLY REMODELED St. Pete bungalow! Every inch has been thoughtfully updated, featuring luxurious VINYL FLOORING throughout and a stunning kitchen complete with BRAND-NEW CABINETS, GRANITE COUNTER TOPS, a stylish SUBWAY TILE BACKSPLASH, and sleek STAINLESS STEEL APPLIANCES. Step inside to a cozy living room anchored by a classic wood-burning fireplace that seamlessly connects to the dining area & kitchen, creating a warm and inviting flow.

Just off the kitchen, you’ll find a convenient IN-HOME LAUNDRY CLOSET—say goodbye to laundromat trips! The three cozy bedrooms and newly remodeled full bath, featuring an UPDATED VANITE with a GRANITE COUNTERTOP and a tub/shower combo, make this home as practical as it is charming.

SITTING ON NEARLY A 1/4 ACRE, the backyard is an expansive haven with endless possibilities. Imagine building a spacious deck, enhancing the FIRE PIT AREA, or crafting your ideal outdoor retreat! Whether you envision RV or BOAT PARKING, or maybe invest in an accessory dwelling unit (ADU) for guests, family or to BRING IN RENTAL INCOME this generous yard can accommodate it all.

Conveniently located just minutes from I-275, you’ll have easy access to downtown St. Pete, Tampa, and the vibrant Allendale neighborhood and both St. Pete/Clearwater and Tampa International airports are within a 30 minute drive! Plus, it’s situated in a NON-FLOOD ZONE X area. With a perfect blend of modern updates and classic St. Pete appeal, this home is truly a must-see!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 75 x 119
  • Laundry: Inside, Laundry Closet
  • Style: Bungalow
  • Year Built: 1929
  • Garage: Boat, Curb Parking, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 928
  • Acreage: 0.21
  • Lot Size: 75 x 119
  • Est. Taxes: $4,632
  • Lot Desc: Oversized Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8319852
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8319852/473620thstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 2:47:07 PM)
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY   Phone: 727-489-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4736 20th STREET N, St. Petersburg, FL, 33714

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $386 $386 $386
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,014 $1,962 $2,531
Total Monthly Payment $2,475 $2,423 $2,992

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.