Price Improvement! Welcome to your charming retreat on a peaceful cul-de-sac in beautiful Lakeland! This delightful 3-bedroom, 2-bathroom home boasts 1, 252 sq. ft. of comfortable living space designed to make you feel right at home. With a new roof installed in 2022, along with a 2022 AC and a 2020 water heater, this home is move-in ready and offers peace of mind with modern updates. The heart of the home is a thoughtfully updated kitchen featuring newer stainless steel appliances and granite countertops, perfect for both everyday meals and entertaining guests. The open-concept living and dining areas flow effortlessly, complemented by vaulted ceilings and sliding glass door that opens to your outdoor patio. Your spacious primary bedroom features an en-suite bathroom and a generous walk-in closet, offering a serene escape at the end of the day. Two additional bedrooms provide flexibility for family, guests, or a home office, each with ample closet space and inviting decor. The second bathroom is conveniently located and tastefully designed. Outside, enjoy the convenience of a two-car garage and a beautifully maintained yard, perfect for relaxing or weekend gatherings. The cul-de-sac location means minimal traffic, providing a quiet environment and added safety for children or pets. Situated close to excellent shopping, dining options, and top-rated schools, this home combines the comfort of suburban living with easy access to Lakeland's vibrant amenities. Qualified borrowers are eligible to receive a $1, 000 closing cost credit towards the purchase of their new home, ask your agent for details. Don't miss your chance to make this warm, inviting home your own—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,602 | $1,562 | $1,973 |
Total Monthly Payment | $1,964 | $1,924 | $2,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.