One or more photo(s) has been virtually staged. Welcome to this lovely 2-bedroom, 2-bathroom villa with a den and 2-car garage in the gated community of Heritage Oak Park. This sought-after Villa "A" floorplan includes an extended dinette area and inside laundry with washer and dryer. The spacious main living area is a light and bright open living space, with a kitchen featuring granite countertops, refaced cabinet doors, soft close drawers, and newer sink, fridge, and microwave. The primary bedroom offers an en suite bathroom and his-and-hers closets, and the second bedroom showcases a Murphy bed for flexible living. A large screened-in lanai invites you to relax and enjoy seamless indoor-outdoor living. Numerous upgrades are found throughout, including luxury vinyl plank flooring throughout, screen enclosed entryway, surge protectors on the A/C and appliances, new water heater, newer window treatments, and more. Heritage Oak Park is known for its serene natural setting with meticulously maintained lawns and lush tropical landscaping, creating an oasis in the heart of the city. Residents enjoy an array of resort-style amenities, including a fishing lake, a community pool with a handicap lift, a clubhouse, tennis courts, crafts and exercise facilities, a sports bar, and a fully equipped entertainment complex. This villa combines comfort, convenience, and an active lifestyle in a truly beautiful location, with easy access to dining, shopping, entertainment, and all the best that Port Charlotte has to offer in a park-like setting. Some photos include reality renovation/reality staging. *THIS PROPERTY INCLUDES DESIGN SERVICES, MAKING UPDATES, AS SHOWN, EASY FOR YOUR BUYER*
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,126 |
Total Monthly Payment | $2,104 | $2,060 | $2,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.