Well-established quite neighborhood in the heart of St. Cloud with Low HOA and NO CDD!. Sawgrass Community is known for its well-kept beautiful homes and has quick access to the Turnpike (3 Miles), which makes going to Orlando, Orlando international Airport (16 miles), theme parks and Lake Nona (17 Miles) easy. Melbourne beach is only 51 miles away for that special beach day. As you enter through the glass front doors you feel at home with a formal open plan dining room and living room to your left and right. This large split plan home is flooded with an abundance of natural light and the High Ceilings, crown moldings and panoramic, tranquil view of the screened-in pool with a fully fenced backyard, shouts Florida living at its best. The poolside under roof sitting area is ready for a large social gathering or for your private relaxation, all while shaded from the sun. The large kitchen has a breakfast nook by a window overlooking the pool while also having a bar stool peninsula seating area and a roll away center island. The master bedroom has sliding doors onto the Pool area and the Guest bathroom has a Poolside door a well. The roof was redone in 2018 and other extra items not noticeable add value, such as the back yard graded and drainage pipes running to the front of the home. This home is ready for its next amazing adventure! Will that adventure be you?
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,542 |
Total Monthly Payment | $3,167 | $3,093 | $3,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.