104 Silver Fern COURT, #N/A, Port Orange, FL, 32128 | $499,000

ONE OF A KIND 4-BEDROOM 3-FULL BATH HOME IN EXCLUSIVE 24-7 GATED SPRUCE CREEK FLY-IN AVIATION AND GOLF COURSE COMMUNITY. . . SPACIOUS DETACHED HOME IN SPRUCE POINT. . . SITUATED ON BEAUTIFUL CORNER LOT AT THE END OF SILVER FERN COURT WITH SERENE NATURE & GOLF COURSE VIEWS! IMPRESSIVE GRAND ENTRANCE INTO STUNNING FOYER LEADING TO OPEN CONCEPT FAMILY ROOM FEATURING SOARING CEILINGS & SKYLIGHTS. . . FORMAL DINING ROOM CURRENTLY USED AS A GAME ROOM W/ACCESS DOOR TO BACK DECK. . . KITCHEN OFFERS LOTS OF CABINET SPACE, SOLID SURFACE COUNTERS, STAINLESS APPLIANCES, BREAKFAST BAR & INSIDE LAUNDRY W/SINK. OPEN CASUAL DINING AREA W/FLOOR TO CEILING WINDOWS CREATING A GARDEN STYLE SETTING. SECOND FLOOR PRIMARY BEDROOM WITH LARGE WALK-IN CLOSET & CUSTOM BUILT-IN SHELVING & CABINETRY. REMODELED SPA-LIKE BATH W/CUSTOM TILE & WALK-IN SHOWER. FIRST LEVEL OFFERS 3 ADDITIONAL BEDROOMS, GUEST WING WITH TWO BEDROOMS & FULL BATH, A SEPARATE WING W/4TH BEDROOM AND FULL BATH. . . . . . BONUS ROOM W/FRENCH DOOR ENTRY, PERFECT FOR HOME OFFICE OR WORK OUT ROOM. OUTDOOR ENTERTAINING SPACE PERFECT TO WIND DOWN AFTER A ROUND OF GOLF OR KICK BACK AT THE FLY-IN CAFE FOR AIRCRAFT VIEWING. SPRUCE CREEK FLY-IN ALSO OFFERS OPTIONAL CLUB MEMBERSHIPS TO INCLUDE, GOLF TENNIS, PICKLE BALL, SOCIAL/ COMMUNITY POOL & DINING.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Complex: SPRUCE POINT CONDO PH 01 & 02
  • Year Built: 1985
  • Common Charge: $1,850 Annually
  • Approx Sq. Feet: 2,273
  • Acreage: 0.07
  • Est. Taxes: $3,758
  • Condo Fee: $620 Monthly
  • Lot Desc: Landscaped, Near Golf Course
  • View: Golf Course
  • Elem. School: Cypress Creek Elementary
  • Middle School: Creekside Middle
  • High School: Spruce Creek High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC305098
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/FC305098/104silverferncourt_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:53:55 PM)
Listing courtesy of Re/max Signature   Phone: 386-236-0760

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 Silver Fern COURT, #N/A, Port Orange, FL, 32128

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,689 $2,653 $3,367
Total Monthly Payment $3,077 $3,041 $3,755

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.