ONE OF A KIND 4-BEDROOM 3-FULL BATH HOME IN EXCLUSIVE 24-7 GATED SPRUCE CREEK FLY-IN AVIATION AND GOLF COURSE COMMUNITY. . . SPACIOUS DETACHED HOME IN SPRUCE POINT. . . SITUATED ON BEAUTIFUL CORNER LOT AT THE END OF SILVER FERN COURT WITH SERENE NATURE & GOLF COURSE VIEWS! IMPRESSIVE GRAND ENTRANCE INTO STUNNING FOYER LEADING TO OPEN CONCEPT FAMILY ROOM FEATURING SOARING CEILINGS & SKYLIGHTS. . . FORMAL DINING ROOM CURRENTLY USED AS A GAME ROOM W/ACCESS DOOR TO BACK DECK. . . KITCHEN OFFERS LOTS OF CABINET SPACE, SOLID SURFACE COUNTERS, STAINLESS APPLIANCES, BREAKFAST BAR & INSIDE LAUNDRY W/SINK. OPEN CASUAL DINING AREA W/FLOOR TO CEILING WINDOWS CREATING A GARDEN STYLE SETTING. SECOND FLOOR PRIMARY BEDROOM WITH LARGE WALK-IN CLOSET & CUSTOM BUILT-IN SHELVING & CABINETRY. REMODELED SPA-LIKE BATH W/CUSTOM TILE & WALK-IN SHOWER. FIRST LEVEL OFFERS 3 ADDITIONAL BEDROOMS, GUEST WING WITH TWO BEDROOMS & FULL BATH, A SEPARATE WING W/4TH BEDROOM AND FULL BATH. . . . . . BONUS ROOM W/FRENCH DOOR ENTRY, PERFECT FOR HOME OFFICE OR WORK OUT ROOM. OUTDOOR ENTERTAINING SPACE PERFECT TO WIND DOWN AFTER A ROUND OF GOLF OR KICK BACK AT THE FLY-IN CAFE FOR AIRCRAFT VIEWING. SPRUCE CREEK FLY-IN ALSO OFFERS OPTIONAL CLUB MEMBERSHIPS TO INCLUDE, GOLF TENNIS, PICKLE BALL, SOCIAL/ COMMUNITY POOL & DINING.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,077 | $3,041 | $3,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.