Welcome to this exquisite single-family home in Saint Cloud, FL, where charm and sophistication meet convenience and comfort. As you approach, you’ll be greeted by a grand Spanish-style arched entrance and an oversized driveway, setting the tone for this 4-bedroom, 3-bathroom residence that is truly move-in ready. Upon entering, a flex room with French doors awaits on your right, offering a serene office space with large windows that bathe the room natural light. To your left, a spacious area beckons as a formal dining room, perfect for holiday gatherings and special occasions, or it can be adapted as an additional living space with ample room for cozy seating. Continuing through the home, the open-concept living room and kitchen are illuminated with natural light from expansive windows. The kitchen will thrill any cooking enthusiast, with extensive cabinetry, a double oven, a built-in microwave, and a stylish range hood over the stovetop. The crown jewel of this property is the screened-in pool, which boasts a breathtaking view of the lake/retention pond at the rear of the home. The lanai offers plenty of space for an outdoor kitchen or grilling area, along with comfortable seating to entertain guests. The lush, vibrant St. Augustine grass beautifully complements the meticulously landscaped surroundings. Conveniently located just 3 minutes from the turnpike, and within 2-3 minutes of local grocery stores and popular dining spots, this home offers both tranquility and easy access to everyday amenities. Built in 2005 and lovingly maintained by a single owner, this property is truly a gem. Don’t miss out—schedule your showing today as this stunning home won’t last long! Contact me with all serious inquiries.
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,659 | $3,373 |
Total Monthly Payment | $3,011 | $2,941 | $3,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.