Breaking news at 4950!! Seller will offer one and a half years of HOA concession at close upon agreed contract – our use this very healthy concession for whatever you would like (HOA concession offer ends 1/3/2025). This is now your best chance to own a truly stunning unique home within a “one of a kind” gated waterfront community just off the famous Bayshore Blvd – steps away from the water – not across the street like most other Bayshore properties. Now even more inviting (pardon our dust) since the community is currently being repainted and should be near completion by year-end (no special assessment and 4950 is fully reserved). In addition, and more importantly, 4950 Bayshore's "milestone" inspection (newly required by law) found no structural repairs needed. This spectacular large corner/end unit townhome (one of two of the largest in the community) has it all. The home is located on the very quiet courtyard side of the community surrounded by a "sunken garden" like setting with mature Oaks. This home is perfect to "get away from it all" to your very own large and open rooftop space; very inviting for entertaining your family and friends - enjoy BBQ's, brunch, dinner parties, gardening, etc. Each floor has its own unique style which includes two wood burning fireplaces located in the living room and the large master bedroom – the latter (located on the peaceful third floor) looks over the courtyard garden. The third bedroom on the lower floor is a great work from home space, guest visitor space, or additional living area. Both the open and very large inviting kitchen and foyer/entryway are complimented with Italian stone flooring. Brand new AC’s (October 2024) will help you stay cool on those Florida summer days. The unit comes with two personal car garage spaces located in a secure garage. Just feet away from kayaking and unbelievable views of the bay and downtown. ***Again, HOA is fully reserved and includes flood insurance, water, cable, internet, etc (everything except for electric) - Secure electric car power outlet is also located in the in your own personal large garage. Close to beaches and even closer to Hyde Park, Downtown Tampa, Armature Works, Tampa International. Compare this very “buyer friendly” price point per sq foot to recent sold and active comps. Make sure to schedule your in-person tour today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $635,692 | $635,692 | $635,692 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,283 | $4,225 | $5,361 |
Total Monthly Payment | $4,653 | $4,595 | $5,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.