Amazing Opportunity for Your Own Piece of Sunshine on The Intracoastal for Under 800k! This Property Will Not Last. The Discreet Neighborhood of Ocean Palm Bookends Flagler Beach Perfectly to the Prestigious Lambert Avenue Intracoastal Side - Except You Can Enjoy Golf Cart Living and All the Flagler Lifestyle Endures. This Concrete Block-Brick Home Welcomes You with Its Southern Charm Upon Entering the Covered Front Porch. Enjoy Upgrades of: New AC (2024) and Full Roof Replacement (2017) Sprawling Two Bedrooms, A Flex Room, Kitchen, Living Room with Brick Fireplace, Formal Dining and A Screened in Florida Room Overlook Your Peaceful & Entertaining Oasis. Solar Heated In-Ground Swimming Plus a Separate Hot Tub Overlook Your Own Private Dock. Be Amazed Every Night with the Best Sunset Shows in Town, Park Your Own Boat in Your Back Yard or Enjoy Fishing Right from The Convenience of Your Own Private Dock! Ocean Palm Is a Complete Hidden Gem and Highly Sought After for Its Private Location That Has It All!
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Our Executive Mortgage Banker:
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$769,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,992 | $615,992 | $615,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $830 | $830 | $830 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,150 | $4,094 | $5,195 |
Total Monthly Payment | $5,072 | $5,016 | $6,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.