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1938 E Fern ROAD, Lakeland, FL, 33801 | $309,900
One or more photo(s) has been virtually staged. Nestled in Lakeland’s vibrant community, your updated home presents a beautiful opportunity for versatile use with 3 bedrooms, 2 baths, large fenced backyard (bring your pets!), detached garage, and our favorite feature - the welcoming cedar plank FRONT PORCH ideal for relaxation while you swing and sip your money coffee, without spilling! Kitchen boasts new granite countertops and stainless steel sink…. luxury vinyl plank adorns the floors throughout (this a carpet free home!) …new ceiling fans… fresh paint inside and out… BRAND NEW ARCHITECTURAL SHINGLE ROOF…detached garage with new door and remote, perfect for work shop or your vehicle. . . the extra long driveway can accommodate multiple vehicles, work vehicle, or a boat. . . Nobody wants to be told what to do with their property and we’re proud to shout – No HOA! The spacious backyard has endless possibilities for outdoor enjoyment. With home prices soaring in nearby Orlando and Tampa, come experience the coveted convenience of Lakeland living and stretch those hard earned dollars a little further as you’ll get more bang for your buck! Just moments from major highways, you’ll love easy access to Raymond James Stadium (39 miles) to take in a Bucs game or your favorite concert…only 36 miles to the magic of Walt Disney World… grab an annual pass and have a great time for all ages at Legoland (18 miles)… feed the swans at Lake Morton (2. 3 miles)… witness the world’s largest collection of Frank Lloyd Wright architecture at Florida Southern College (2 miles) and feel the community camaraderie of Friday Night Lights football action while enjoying a game perennial powerhouse - Lakeland High School (1. 7 miles)…and a little icing on the cake -- the owner is willing to work with buyer on closing costs!
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Traditional
- Year Built: 1954
- Garage: 1-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,500
- Acreage: 0.29
- Est. Taxes: $2,454
- Lot Desc: Oversized Lot, Private
- Elem. School: Philip O’Brien Elementary
- Middle School: Crystal Lake Middle/Jun
- High School: Lakeland Senior High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Refrigerator
- MLS#: TB8320784
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/TB8320784/1938efernroad_lakeland_fl?source=qrflyer
Listing courtesy of THE BASEL HOUSE Phone: 813-867-4063
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1938 E Fern ROAD, Lakeland, FL, 33801
$309,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $205 | $205 | $205 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,712 | $1,670 | $2,109 |
| Total Monthly Payment | $1,991 | $1,949 | $2,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388