30978 Penny Surf LOOP, Wesley Chapel, FL, 33545 | $605,000

Welcome to 30978 Penny Surf Loop in Wesley Chapel! This gorgeous two-story, 4-bedroom, 3-bathroom home, with 2, 756 square feet of thoughtfully designed space, is located in the highly sought-after Epperson community. Every detail has been considered, from the stylish upgrades and finishes throughout the home, including a water softener, a fenced yard, accent walls, pavers, a screened-in porch with a serene pond view, a tasteful kitchen backsplash, and upgraded kitchen hardware. The exterior exudes curb appeal with its stone elevation, lush landscaping, and elegant palm trees, while the interior offers an open floor plan that includes a dedicated office on the first floor and a spacious, cozy loft on the second.

Bonus! This home comes equipped with solar panels that will save you money on energy costs—and the system will be paid off at closing, giving you the benefits without the burden of additional payments!

The primary suite boasts two walk-in closets, providing ample storage and convenience. This family-friendly home is ideal for both entertaining and relaxing.

Living here also means enjoying the incredible amenities of the Epperson Lagoon, a 7-acre manmade Crystal Lagoon that offers a resort lifestyle like no other! Dive into the many activities, from swim-up bars, kayaking, paddle boarding, and sandy beaches to live music events, cabanas, inflatable slides, and aqua obstacle courses. Seasonal and holiday events are also plentiful, including trivia nights, family movie nights, Sounds of Summer, a pumpkin patch, and much more! Nearby schools include InPrep, Watergrass Elementary, Wesley Chapel Elementary, Kirkland K-8, Thomas Weightman Middle School, Kirkland Academy, and Wesley Chapel High School.

Conveniently located just 10 minutes from KRATES, 15 minutes from the Tampa Premium Outlets, 30 minutes from Downtown Tampa, 33 minutes from Tampa International Airport, and 90 minutes from Walt Disney World, this home combines luxury, lifestyle, and location. Don’t miss out on the chance to make this spectacular home yours in one of the most vibrant communities in booming Wesley Chapel. Schedule your showing today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,756
  • Acreage: 0.16
  • Est. Taxes: $9,454
  • HOA Fee: $237 Quarterly
  • Condo Fee: $137 Quarterly
  • Elem. School: Veterans Elementary School
  • Middle School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8321032
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8321032/30978pennysurfloop_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 4:17:08 PM)
Listing courtesy of DALTON WADE INC   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

30978 Penny Surf LOOP, Wesley Chapel, FL, 33545

$605,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $484,000 $484,000 $484,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $788 $788 $788
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,261 $3,217 $4,082
Total Monthly Payment $4,141 $4,097 $4,962

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.