This is a chef's dream kitchen with loads of Cabinets for storage, Center Island with sink and Double Pantries. New Refrigerator and Garbage Disposal less than a year old. Stove with Double Ovens, Double Corner Pantries, Spacious Layout and Designed for huge Food Preparation for Parties or Private, Intimate Meals prepared with ease and relaxation of the Homeowner. Very proactive owner has Plumbing and Electrical checked yearly and was just done November, 2024. The Air Conditioner was replaced in 2012, Roof in 2016, Windows in front of house, new Front Door and Slider Door to patio installed 2023. For those who love decorating for those upcoming holidays, extra electrical outlets were installed outside as well as GFI outlets added to Light Pole and Garage Lights to avoid having those unsightly extension cords to make this dream home a Holiday Showcase. Displaying 4 Bedrooms and 2 Full Baths with open floor plan and Spacious Living areas, there is room for everyone. Not only does this home include indoor entertaining space but as you continue to the outdoor area, you will find a lovely Inground Pool with spacious Decking around. In 2023, the Pool was resurfaced and new pool pump motor installed. Surrounded by a Screen Enclosure, this outdoor Living Space can be enjoyed in comfort and in Privacy as the Backyard also provides a completely fenced area with Vinyl Fencing. The Front Yard boasts a beautiful Water Fountain that was also just resurfaced when the Pool was. Located in a Cul De Sac, this home is sure to please.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,153 | $2,778 |
Total Monthly Payment | $2,376 | $2,319 | $2,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.