Location! Location!Charming 2/2 Home in a Quiet Neighborhood – No HOA, No Flood Zone!
Welcome to this delightful 2-bedroom, 2-bathroom home that radiates character and warmth, with cedar wood accents on the living room wall adding a cozy touch. Located in a peaceful neighborhood with no HOA fees and not located in a flood zone, this property offers safety and ease, as it’s never experienced flooding.
Inside, you’ll find tile flooring throughout the entire home, making it low-maintenance and perfect for easy cleaning.
This property also includes a fully functional tiny home in the backyard, equipped with AC, a mini-fridge, and endless possibilities! Whether you need a guest space, a rental unit, or an office, this tiny home is a versatile addition.
Key upgrades include:
• New Roof, AC, and Water Heater (2023)
• Solar Panels to save on electric costs
• City Water & Well Water options for added water savings
• Solar lights in the backyard, along with 2 security cameras for added safety
The beautiful backyard is designed for relaxation and entertaining, featuring a fire pit, shed, fruit trees, and an enclosed lanai.
Conveniently located just minutes from SR54, this home offers the best of both peace and accessibility.
Don’t miss this incredible opportunity – with all major updates completed, this home is truly ready for you to move in and enjoy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,827 | $1,806 | $2,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.