Welcome to your 1, 512 sq. ft. home, nestled in the highly sought-after 55+ community of Vizcaya Lakes in Port Charlotte. Offering the perfect blend of comfort and convenience, this spacious 2-bedroom, 2-bath home with a den is an ideal retreat for relaxation and entertaining. Best of all, it’s located on a non-deed restricted lot, meaning NO lot fees and NO mandatory HOA—just the freedom to make this home your own! Step inside to discover an open, airy floor plan that flows seamlessly from the living room to the dining area and kitchen. Abundant natural light and modern finishes enhance the inviting atmosphere throughout. The kitchen has updated appliances, plenty of cabinet space, and a convenient breakfast bar for casual meals or chatting with guests. Whether you’re whipping up a gourmet dinner or enjoying your morning coffee, this kitchen will inspire you. The master suite offers a peaceful retreat, complete with an en-suite bath featuring dual sinks and a walk-in shower. The second bedroom is generously sized with ample closet space, providing a private spot for guests or family. The versatile den adds even more flexibility to the home—ideal for a home office, reading room, or hobby space. Take your living outdoors with the private, screened sunroom, where you can enjoy Florida’s warm breezes year-round. This peaceful space is perfect for dining al fresco, entertaining, or simply unwinding in your own private oasis. Home also features patio area, two storage sheds, new roof in 2022 and A/C in 2019. Located in the vibrant Vizcaya Lakes community, you'll have access to fantastic amenities, including a heated pool, jetted spa, recreational facilities, golf carts welcome and a variety of social events. It’s not just a home—it's a lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $957 | $1,214 |
Total Monthly Payment | $1,164 | $1,139 | $1,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.