This is an Affordable Housing Unit. Agents please do your due-diligence for your buyer prior to showing. A wonderful community awaits - crisp, clean, light and bright! Beautiful hardwood floors run throughout this home. The trim work and designer paint colors are sure to impress and make you love every inch if this townhome. This unit is "move-in" ready! The spacious eat-in kitchen boasts lots of cabinets and ample counter space perfect, all while flowing effortlessly to the family room. Great for entertaining family and friends! Access to the private rear deck extends usable space to the outdoors and offers a multitude of uses. A large master bedroom with great closet space and another generously sized bedroom share a very well appointed full bathroom. The lower level has dry storage area offering further floor plan flexibility. You will find laundry hook-up on the storage/garage level. The community offers a very walk-able neighborhood setting with picturesque swimming pool - all conveniently located close to towns of Bethel and Danbury and major commuting. Don't miss this one! HOA costs of $350 per month. Average utility costs $200 per month (Electric, Gas, Septic and Water usage).
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $221,746 | $221,746 | $221,746 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,513 | $1,474 | $1,870 |
Total Monthly Payment | $2,022 | $1,983 | $2,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.