20 Narragansett Avenue, #404, Narragansett, RI, 02882 | $899,900

Welcome home to luxury waterfront living in Narragansett! This lovely one-level condominium is an end unit, on the second level, just steps from Narragansett Beach. Unit 404 has brand new hardwood floors and has been freshly painted. This condo features 2 bedrooms and 2 full baths in nearly 1100 square feet. Town water, sewer, natural gas, an additional private storage unit AND two deeded parking spots. Highlights of the kitchen include attractive white cabinets, granite countertops, stainless steel appliances including a natural gas range. This unit offers a den with French doors that may be used for additional sleeping space. Enjoy your morning coffee on the deck or sitting by the sea wall. Surfside is across from The Towers, a historical landmark. You will find wonderful restaurants, shoppes, and Gazebo Park close-by. The Surfside Condominium Complex is well maintained and provides ideal seaside living as a primary residence or a great vacation spot. Schedule a private showing???????????????????????????????? today!

Features

  • Parking: 2-car
  • Heating: Forced Air,Gas
  • Cooling: Central Air
  • Amenities: Recreation RoomClubhouse,Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Unit
  • Complex: The Pier
  • Year Built: 2007
  • Common Charge: $507 Monthly
  • Approx Sq. Feet: 1,067
  • Est. Taxes: $4,213
  • Lot Desc: Sprinkler System
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
  • MLS#: 1371663
  • Website: https://www.raveis.com
    /prop/1371663/20narragansettavenue_narragansett_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Coastal Properties Group   Phone: 401-556-0696

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Narragansett Avenue, #404, Narragansett, RI, 02882

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.396% 5.990%
Monthly Tax Payment $351 $351 $351
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,088 $4,433 $5,978
Total Monthly Payment $4,531 $4,876 $6,421

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.