Custom Built 2022 CBS Lakefront Home. 4 Bed 2. 5 Bath. Primary Suite on First Floor, Laundry room & 1/2 bath are off the garage. Huge kitchen with undermount lighting, pull out storage system in the cabinets and granite counters. 2nd floor has a huge 12x22 Loft that overlooks the living room, 3 additional bedrooms and a bathroom. Porch is screened in and yard is fenced. Home has tons of storage and closet space. Large 2 Car Garage, Security System, Gutters, & a Paver Driveway. Located in the Desirable Morningside Community just West of I-95 15 min to the Beaches. low $140 a month HOA includes Security Gate, Clubhouse, Basketball Courts, Resort Style Pool. Sidewalks, County only taxes. ADT Equipment Paid. Make sure to click on the Virtual Tour for a 3D 360 Degree Tour of the home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$422,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,000 | $338,000 | $338,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,334 | $2,277 | $2,875 |
Total Monthly Payment | $2,895 | $2,838 | $3,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.